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There are times when you don’t have a place to stay. You keep asking friends if you can stay with them because you don’t have enough money to pay for rent.

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Test of patience

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We need to wait patiently for the right person and the right time to marry. We need to endure patiently to be able to make ends meet for the family. We need to persevere patiently to achieve the promotion we’ve been eyeing.

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Why people go broke

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Now that we already know the reasons why people who get rich quick also go broke quick, what can we do to avoid going broke quick?
DON’T BE IN A HURRY. DON’T GO FOR THE SHORTCUTS!
The journey is important. The journey teaches us about the process, and the process makes us acquire good traits like patience and perseverance. It is these traits that help us to make our home a SUCCESS ZONE, and not just a “success museum” that we rarely visit.
And besides, isn’t it that it feels so great to achieve something you worked hard for?
And then when it’s already in your hands, you can proudly say, “Guy, this is the result of my blood, sweat, and tears!” Wow!
And because you worked hard for it, you will take care of it and value it. In addition, we should have…
A PLAN
If we really want to prosper, we need to have a great plan in handing the abundant blessings that we’re waiting to receive. And one good plan is to make a BUDGET.
Your budget is the best guide for you to know which of your expenses should you pay first (needs), and how much of your money are you ALLOWED to spend (available funds).
Whenever you are creating a budget, BE HONEST. Will you really put it in your budget? Or can you actually do away with it? You might in your budget: New cellphone. Wait a minute, your current cellphone is still working! Don’t allot a budget for a new cellphone if you just want the latest iPhone features.
Another reason why we need to create a budget is TO MONITOR your available funds. If you don’t know your limit, you will keep on drawing out more and more money until you have no more money left to draw out!
THINK. REFLECT. APPLY.
Are you tempted to take a shortcut in this road to prosperity? What are your plans when it comes to taking care of the blessings that you are currently experiencing in your life? In your opinion, are you ready for a prosperous life?
If you truly want to become wealthy, please join Chinkee Tan on October 25 from 2 p.m. to 6 p.m., fourth level, V-Mall Greenhills, San Juan City. For more info, please call 09209494975 or facebook.com/alwayschinkpositive.

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Do you want to become wealthy but don’t know where to start? Are you getting frustrated because it’s taking such a long time before you are able to achieve the wealthy lifestyle that you’ve been dreaming of?

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Maybe you’ve asked yourself why there are some people who are struggling in this life with money. They live paycheck-to-paycheck, or as we say it in Filipino, “isang kahig, isang tuka.”

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Is your husband or wife an impulsive buyer? Does your spouse like to buy things that are not part of your budget? Is there a mismatch between your lifestyle and your spouse’s lifestyle?

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