WHOEVER coined the phrase “time flies” literally knows what he is talking about. It is already the third month of the year, nine months to go to move on to the next year.
So, have you started working on your family’s goal? Or perhaps you and your spouse are still contemplating on some things to put on that list. The best thing about having your spouse as a co-contributor of your plan this year is that you get to be accountable with each other.
If you still haven’t started any list, here are three habits that you might want to evaluate with your spouse so you guys can start the year right.
- Health-related habits
How would you evaluate your health-related habits in 2018? Were you both good stewards of your health? Or was the other one constantly playing Doctor Who?
It is very important to know and identify the good habits that you can carry on to 2019 and those that were not so beneficial to your health. How many times have you and your family been challenged with health-related concerns the past year? Now as a team, discuss how you can avoid such events this year and how you can have a healthier year together.
- Spending and saving habits
Everyone had their share of the holiday extravagance. Whether it was a simple splurge on your favorite restaurant or a major out-of-the-country splurge, we all had our share of splurging. And why not? It seems like the holiday season has given us the permission to do so.
But because you want to start the year right, you might want to evaluate your spending and saving habits with your spouse. Look around your house and see if you’ve accumulated stuff that is not really that necessary.
Go over your credit card bills and see if you’ve spent more than you should. Also, compare your spending to your saving. Have you set aside enough money out of what’s been coming in?
Assessing the past year’s spending and saving habits with your spouse can greatly affect your financial management this year. So go ahead and take your time in checking out both your spending and saving habits.
- Self-improvement habits
Whether it’s a habit of having quiet times in the morning or taking self-improvement measures, it is important to also look at those habits that you and your spouse have developed over the past year.
Are there anymore self-improvement habits that you both would like to start, or perhaps continue? When we are able to form habits that will help improve our individual selves, we altogether improve as a team.
THINK. REFLECT. APPLY.
How have you and your spouse been as stewards of your health the past year? What spending and saving habits that you think you can improve this year? List them down. Why is it important to form self-improvement habits individually?
If you have not started anything as a couple, I highly recommend that you need to sit down as a team and plan together. A family that plans together moves in one direction together.