FINANCES are the most celebrated issue in marriage.
The lack and plenty of it! Husbands not living up to the role of being the family’s provider! The wife who spends too much! Name it, when it comes to finances in marriage, issues can come from different angles.
But really, how should a couple’s finances look like? Now that you get to work with someone (your spouse) in terms of handling the finances, isn’t it expected that your finances should also look nicer and more organized?
Let’s take a look at how our finances should look like now that two heads (you and your spouse) are better than one (just you).
No personal decisions
I believe once you get married, every spending decision must be a corporate decision. Or else it might lead to bad financial decisions that will end up to fault-finding.
What do I mean by this? Let’s admit it, we all had that bad call in our finances such as simple as giving in to that impulsive purchase that crippled the monthly budget or making that decision to take on a loan without further understanding the situation and the terms of the loan. These can all contribute to financial fractures.
But, thank God for our spouses, we now have an accountable partner, for life! Now we can consult each other about a purchase, an investment or a major financial decision.
Having an accountability partner (our spouse) when it comes to our finances will minimize financial fractures. Now our finances can be as healthy as a soldier, kicking bills and payable right in the face, fearless!
No longer two but one
When you were still single, you are simply responsible with your own money. If you overspend, you pay the consequences, if you religiously save, you enjoy the rewards.
Now that you’re married, your bank account should no longer be two but one. Same is true with almost everything else.