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One of the most frequently asked question in my sessions is “where can I invest my money?” If there is only one advice I can offer you is never invest out of FEAR.

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No matter how many scams are being reported in the news, you would be surprised at how many people are still being victimized by them.

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Is your spouse physically hurting you? Or telling you hurtful things? Do you feel abused physically or even verbally by your spouse?

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Actually, time is more important than money. The accumulation of money can be unlimited, but when it comes to time, it never accumulates, it only depletes.

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As the year ends and the New Year starts, it has been human nature to reflect on how you performed this year and how you can improve this coming year.

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But before we talk more about generosity, let us check our hearts first. What are our motives for being generous? Is it to be noticed? Be recognized? Be known for it? How can you know if you are a truly GENEROUS person?

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