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No. 1 reason why people lose money

In my years of counseling and coaching, one thing that really pains me is when people make poor or bad financial decisions and lose all their money and savings. So in this column, allow me to name some of them.

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4 steps in becoming financially disciplined

Establishing an effective form of DISCIPLINE when it comes to money is HARD.

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2 steps in becoming an effective financial manager

It is so easy to start something. However, it is so difficult to be consistent. It even becomes more difficult especially when we have more than enough, as we will always think and feel like we can afford anything we want to buy.

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Learn to say no

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Learn to say no

Are you the type of person who finds it difficult to refuse the requests of other people? Have you ever been in situations like these?

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How to build an emergency fund

If you read my last article, I discussed about the importance of building an emergency fund, which is money you set aside in the case of unforeseen events, like sickness, a loss of job or income, house repairs, vehicle maintenance or breakdowns, and many more.

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Emergency fund

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Emergency fund

As we prepare ourselves for an extended vacation during this Lenten season break, many will travel by land to visit their own loved ones.

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